Looking for someone to help you with your debt challenges?

Jan van der Colff, the professional sole proprietor of Debt Restructuring, partners with you on the journey towards a debt free future by personally consulting and negotiating with the creditors, financial institutions, and legal entities.

Benefits of Debt Counselling

Pay only one affordable monthly instalment

Reduces your monthly debt repayment

Repayment periods get extended

Have sufficient funds for living expenses

Credit providers must communicate with the debt counsellor only

The NCA offers protection as long as the monthly payments are met

Ensures that you can access credit in future once your debt has been paid 

 All fees are included into the amount you will pay and the saving on lower negotiated rates will in most cases be more that the monthly fees

What is Debt Counselling?

Debt Review Process

The aim of Debt Review is to balance your budget and commit a fixed percentage of your income to debt repayments

  • You meet with the Debt Counsellor either in person or via a phone call to gather information. The Debt Counsellor discuss the situation and gives you options, such as budget development help or a debt management plan. The Debt Counsellor then assess whether you are over-indebted 
  • During the first 60 Days from the date of your application to be placed in Debt Counselling, legal action may not be taken against you in respect of debts that are under review.

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